Can't afford a big Christmas? No worries. Just layaway!
Momlogic's Julie: We didn't have much money growing up, so anytime I wanted something, it was often purchased on layaway. Every Friday, we would go pay our weekly installment and "visit" our stuff. Oh, the anticipation! Once it was finally paid off, we'd be so excited when we finally got to take our purchases home. It's a feeling I thought I'd never forget.
However, layaway largely slipped from the nation's collective consciousness over the years as we all got more and more credit cards. Who wanted to wait six to eight weeks for something when you could have it NOW?
But with the recession in full swing, layaway's back, baby!
Kmart rolled out ads this week touting their layaway program. You can pay for purchases over an eight-week period. (Who knew?) See more details of their program here.
I personally love the idea of layaway. Wouldn't it be great to have no holiday credit card bills come January? That's the very best gift I can think of!
Will you try layaway this holiday season?