The items in traditional carol "The Twelve Days of Christmas" would cost approximately $86,909, according to the PNC Wealth Management.

The total, including everything from 12 drummers drumming to a partridge in a pear tree, is up 10.9 percent from last years total of $78,100.

"True loves may take it on the chin for a peck on the cheek," said Jim Dunigan, executive for PNC Wealth Management, which has calculated the cost of Christmas since 1984.

If you want to be creative this year, you may consider substituting the two turtle doves for chocolate bars!

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