twitter facebook stumble upon rss

Cash or Credit?

sign up for the momlogic newsletter Tweet This

There are certainly benefits to using cash.

woman holding credit card

Recession Mama Michele Ashamalla: I think I don't spend as much, and I can't spend more than I have. But I have found that if you have a credit card you can pay off each month to avoid finance charges, there are some perks that you just don't get otherwise.

My daughter recently broke her glasses. They were bought less than two months ago, so I checked my American Express Purchase Protection. A few years ago, they sent a check for a stolen cell phone just a week after I submitted a claim. Turns out, I used a Chase Visa card for the transaction, because American Express wasn't accepted at the optician's office.

After some research, I saw that they have a similar purchase protection program that also covers breakage. I am currently working on my claim for that item and expect to be reimbursed shortly.

We also get cash back on both these cards. Some of my family and friends prefer to get airline miles, but we have trouble using them when we take our family trips and don't mind getting our own deals on travel. Before American Express, Visa, and MasterCard offered cash back, I had a Marshalls/TJ Maxx Visa where I got several percent back in gift certificates for the store. I was able to do the majority of my Christmas shopping there using those certificates -- and didn't feel the pinch that season at all. Target cards are a good option for the same reason, if there is a Target convenient to you.

The bottom line is, these cards work for you. Some of them offer extended warranties, trip and rental car insurance, traveler's assistance, and even concierge service to help you get tickets to a show or reservations at popular restaurants. There are so many out there competing for your business -- the perks can really be great.

next: If Parole Officers Had Done Their Job, Jaycee Would Have Been Found
182 comments so far | Post a comment now
shop snow boot March 24, 2011, 1:37 AM

I belive your post on that new website sound very true for all. Very well writed. I look forward to reading more here.

evo 4g March 24, 2011, 5:41 AM

With thanks for writing this webpage and sharing it with all the world. I would like to know the best way to go for reading your rss webpage. Please let me know if feasible.

kitchen design March 24, 2011, 10:24 AM

I have not checked in here for a while since I thought it was getting boring, but the last few posts are good quality so I guess I will add you back to my daily bloglist. You deserve it my friend :)

Golf Videos March 24, 2011, 11:17 AM

Good issues?I would notice that as anyone who in reality doesn’t write on blogs a lot (if truth be told, this may be my first publish), I don’t assume the term ‘lurker’ is very changing into to a non-posting reader. It’s no longer your fault in the least , but perhaps the blogosphere could come up with a greater, non-creepy name for the ninety% folks that experience reading the content material .

chemex coffee maker March 24, 2011, 1:54 PM

some truly nice and useful info on this website , besides I think the layout holds fantastic features.

buy kits emergency March 24, 2011, 2:35 PM

Fine website, lots of very helpful details.

xbox repair service texas March 24, 2011, 2:42 PM

My spouse and I stumbled over here by a different website and thought I should check things out. I like what I see so now i’m following you. Look forward to checking out your web page for a second time.

cheap computer laptop March 24, 2011, 5:02 PM

Hi! I thought your post was cool and will visit often.

wood shed 10x12 March 24, 2011, 5:18 PM

Today, I went to the beach with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

cheap hockey jerseys March 24, 2011, 7:35 PM

Thank you for this wonderful internet site. I am trying to examine some additional posts but I cant get your website to display correctly in my Opera Browser. Cheers again.

toy kids March 24, 2011, 8:27 PM

I must say that this post is the most relevant article I’ve ever read and saw. It’s a great help to everyone who is looking for this information.

lawyer no win no fee March 24, 2011, 8:28 PM

I your writing style really enjoying this website .

your wedding budget March 24, 2011, 9:14 PM

Interesting. Will defintely be back

store eco March 25, 2011, 4:21 AM

I’m so happy i found your website. You are huge an motivation!

health fitness March 25, 2011, 12:26 PM

This website online is mostly a stroll-by means of for all of the info you wished about this and didn’t know who to ask. Glimpse here, and you’ll undoubtedly discover it.

w4w March 25, 2011, 9:24 PM

I’m really glad I’ve found this information. Nowadays bloggers publish just about gossips and web and this is really frustrating. A good website with exciting content, that’s what I need. Thank you for keeping this website, I’ll be visiting it. Do you do newsletters? Cant find it.

reviews of p90x  March 26, 2011, 6:22 AM

I have a comment right here but not about this submit, it can be about the site style. I think you must adjust every so often to produce it intersting to individuals.

golf swing March 26, 2011, 7:29 AM

I was reading some of your posts on this site and I conceive this internet site is real instructive! Continue posting .

justin bieber shirtless March 26, 2011, 5:01 PM

Just to let you know… your website looks extremely strange in Mozilla on a Mac

dx kindle cheap March 26, 2011, 10:56 PM

I thought your post was cool and will visit often.

Back to top >>