twitter facebook stumble upon rss

Cash or Credit?

sign up for the momlogic newsletter Tweet This

There are certainly benefits to using cash.

woman holding credit card

Recession Mama Michele Ashamalla: I think I don't spend as much, and I can't spend more than I have. But I have found that if you have a credit card you can pay off each month to avoid finance charges, there are some perks that you just don't get otherwise.

My daughter recently broke her glasses. They were bought less than two months ago, so I checked my American Express Purchase Protection. A few years ago, they sent a check for a stolen cell phone just a week after I submitted a claim. Turns out, I used a Chase Visa card for the transaction, because American Express wasn't accepted at the optician's office.

After some research, I saw that they have a similar purchase protection program that also covers breakage. I am currently working on my claim for that item and expect to be reimbursed shortly.

We also get cash back on both these cards. Some of my family and friends prefer to get airline miles, but we have trouble using them when we take our family trips and don't mind getting our own deals on travel. Before American Express, Visa, and MasterCard offered cash back, I had a Marshalls/TJ Maxx Visa where I got several percent back in gift certificates for the store. I was able to do the majority of my Christmas shopping there using those certificates -- and didn't feel the pinch that season at all. Target cards are a good option for the same reason, if there is a Target convenient to you.

The bottom line is, these cards work for you. Some of them offer extended warranties, trip and rental car insurance, traveler's assistance, and even concierge service to help you get tickets to a show or reservations at popular restaurants. There are so many out there competing for your business -- the perks can really be great.


next: If Parole Officers Had Done Their Job, Jaycee Would Have Been Found
182 comments so far | Post a comment now
medyum April 1, 2011, 8:17 AM

Hello, i cant find your twitter account on site, can you send, i want became ur follower in twitter

Myrle Zidek April 2, 2011, 12:01 AM

I take pleasure in, result in I discovered just what I was taking a look for. You have ended my four day long hunt! God Bless you man. Have a nice day. Bye

Graciela Grandfield April 2, 2011, 7:27 AM

Expert bloggers deserve a smile break so for all the enjoyment I have had here this is just a little off topicker to give you a smile :)

To err is human, to really screw up requires the root password. :)

unlimited web hosting April 2, 2011, 4:51 PM

This is really nice idea dude.iam really proud of you . Do u have twitter?? i want to follow you .thx

Ute Maillet April 2, 2011, 6:37 PM

Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

Ikea computer gaming chairs April 3, 2011, 1:38 AM

Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You obviously know what youre talking about, why throw away your intelligence on just posting videos to your weblog when you could be giving us something informative to read?

Butik Online  April 3, 2011, 5:06 AM

Howdy! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My website looks weird when browsing from my iphone. I’m trying to find a theme or plugin that might be able to fix this problem. If you have any suggestions, please share. With thanks!

top droid phones April 3, 2011, 6:31 AM

I’m not sure why but this weblog is loading incredibly slow for me. Is anyone else having this issue or is it a problem on my end? I’ll check back later on and see if the problem still exists.

tabletki na pryszcze April 3, 2011, 7:27 AM

I am glad, that i found your site, there are a couple of cool posts

car buying guide April 3, 2011, 10:43 AM

Hi there just wanted to give you a quick heads up. The words in your content seem to be running off the screen in Ie. I’m not sure if this is a format issue or something to do with browser compatibility but I thought I’d post to let you know. The design and style look great though! Hope you get the problem solved soon. Cheers

selling on amazon April 3, 2011, 11:54 AM

Hi! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My site looks weird when viewing from my iphone4. I’m trying to find a template or plugin that might be able to resolve this issue. If you have any recommendations, please share. Many thanks!

website laten maken April 3, 2011, 1:24 PM

Hi there! This post could not be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this post to him. Pretty sure he will have a good read. Many thanks for sharing!

roulette online April 3, 2011, 3:42 PM

When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three e-mails with the same comment. Is there any way you can remove people from that service? Thanks a lot!

kangen April 3, 2011, 3:43 PM

Excellent read, I just passed this onto a colleague who was doing a little research on that. And he just bought me lunch as I found it for him smile Thus let me rephrase that: Thanks for lunch!

black hand bags April 3, 2011, 4:56 PM

Do you have a spam problem on this site; I also am a blogger, and I was wanting to know your situation; we have developed some nice methods and we are looking to trade techniques with other folks, why not shoot me an e-mail if interested.

Credit Card Sportsbooks April 3, 2011, 10:23 PM

I’m not sure exactly why but this weblog is loading incredibly slow for me. Is anyone else having this issue or is it a issue on my end? I’ll check back later on and see if the problem still exists.

google wonder wheel April 4, 2011, 1:29 AM

The other day, while I was at work, my cousin stole my iPad and tested to see if it can survive a 25 foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views. I know this is totally off topic but I had to share it with someone!

greenhouse tents April 4, 2011, 4:20 AM

Hello there! Do you know if they make any plugins to safeguard against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any suggestions?

dermatitis kulit April 4, 2011, 6:56 AM

Hi there! This post couldn’t be written any better! Reading this post reminds me of my old room mate! He always kept talking about this. I will forward this write-up to him. Pretty sure he will have a good read. Thanks for sharing!

Golda Wurtzel April 4, 2011, 8:09 AM

Yesterday, while I was at work, my sister stole my iphone and tested to see if it can survive a 40 foot drop, just so she can be a youtube sensation. My apple ipad is now destroyed and she has 83 views. I know this is entirely off topic but I had to share it with someone!


Back to top >>
advertisement