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Smarty Pig

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Is there anything that can't be done online?

piggy bank

Recession Mama Michele Ashamalla: Now you can get rid of your piggy bank and save up with Smarty Pig until you reach your goal. You set the goal, you authorize money to be transferred from your checking account each month, and when you've reached your goal, you can pull your money out. All of that occurs at no cost to you.

The interest rate is one of the best around for savings accounts and the money is held in a long-established, FDIC-insured Iowa bank. You can have more than one piggy bank at a time if you are saving for different goals.

Here's the part that's the real deal: if you choose to have your savings paid out in a gift card from one of their partner retailers (like Macy's or Barnes and Noble) you get an extra bonus of up to 12 percent. If you were saving for a specific item at one of the retailers or for general holiday shopping, that's a nice bonus. The gift card can be used any time (of course, I would try to use it on a sale day!) and can be combined with coupons. This might just be the push I need to started with online banking...



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3 comments so far | Post a comment now
christmas gift ideas November 30, 2009, 3:34 AM

SmartyPig is the bomb. I’m saving for 3 goals right now—and conveniently, one of them is “Holiday Gift Buying”—my goal was $600 to spend on presents for my parents and siblings. 12% of that is enough to buy me something fun—maybe a pair of Spanx to wear under my dress at holiday parties..In all seriouness, I’m a huge fan of SmartyPig. They seem very focused on doing right by their customers—they have a great interest rate, the boosts are awesome, and they communicate directly with their fans through Facebook and Twitter. I wish all banks were like that!

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