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What the Health Care Reform Means to Moms

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President Obama just signed the landmark health care reform bill. What exactly do these changes mean for moms? Here are the top 10 changes you need to know about ... now.

What Health Care Reform Means to Moms

Young Adults Up to Age 26 Can Remain on Parents' Insurance

Young adults up to the age of 26 will be eligible to remain on their families' health insurance plans. (Right now, the cut-off is 22 years old.)

No More Pre-Existing Conditions

Health insurers cannot deny children health insurance because of pre-existing conditions starting in 2010. (A ban on denying adults insurance for pre-existing conditions will take effect in 2014.)

Every Job Will Now Offer Insurance

All employers will be required to offer their employees insurance by 2014. (Companies with 25 or fewer employees would receive tax credits to help them pay for the insurance.)

No More Lifetime Caps

Lifetime caps on the amount of insurance a person can have will be banned in 2014.

Checkups Will Have No Co-Pays

Annual check-ups will have no co-pays by 2018.

Sick People Won't Pay More

Insurers won't be able to charge higher premiums to people who are sick.

Insurers Can't Cancel Sick People's Insurance

Insurance companies will no longer be able to drop someone when she gets sick.

Restaurants Will Display Calorie Counts

All chain restaurants will be required to display a "nutrient content disclosure statement" on their menus.

Mandatory Insurance

By 2014, most Americans would be required to have health insurance or pay a fine, with the exception of low-income Americans. (Families of four who make lower than $29,327 a year would be eligible for Medicaid, starting in 2014.)

What It Will Cost You

The plan will cost an estimated $940 million. Congress and the president have said that most of it will be paid for through various tax increases on individuals that earn more than $250,000 a year, as well as through decreases in Medicare reimbursements to doctors and hospitals.


Are you for or against this health care bill? Comment below.


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29 comments so far | Post a comment now
cris March 25, 2010, 4:20 PM

Medicare is 1.36 trillion in the red as of 2009. America’s total debt load is on pace to top $13 trillion this year, and $22 trillion by 2020 — and that’s just the debt we’re counting.

How the heck is the Government math going to work?

Medicare…………Failing!
Medicaid………………Failing!
Social Security………….Failing!
U.S. Post Office……………..Failing!
Cash For Clunkers…………..HUGE FAILURE!!!
Govt Run Health Care Cost….WHAT DO YOU THINK???

What did you get out of these programs? Probably nothing…but you PAID DEARLY for them…as well as your grandchildren will in tremendous taxes!

Repeal this HC Law. Demand real reform that actually lowers cost [this law does not] and leave it up to the individual states to decide.

The Progressives who pushed this law are following “Rules For Radicals” and that is NOT the change we voted for!

Debra March 26, 2010, 9:07 PM

Personally I love the bill, I’ve fallen through the cracks and although I work part time I can’t afford health insurance now. My health insurance runs out on my birthday this year and private health insurance wants me to pay over 500 dollars a month to include maternity coverage in case I get pregnant. I’m currently going to nursing school and I live on only 9000 a year, there’s no way I can make tuition and have health coverage. Honestly I can’t understand why people are so upset over the bill it isn’t a hand out at any means and it isn’t a government run health insurance. More of your taxes goes to military spending then health coverage, and I’m sure if one of your family members fell on hard times and needed it you’d be singing a different tune. I can’t imagine just letting someone sit there and die because they couldn’t afford a surgery or medicine that’s what all of this boils down to. It’s a human right to have equal access to health care not only for those who can afford it.

ECP  March 26, 2010, 10:38 PM

Don’t you all get it, people who are rich like me and my husband will be paying for all of you, people who fall in the middle class range won’t be hurt by this. I honestly don’t mind that over half our paychecks go to taxes- it’s the least we can do to help others, it’s the way we donate to charity :) We work hard be we also deserve to give back, why is everyone so greedy in this damn country?!!?

km March 27, 2010, 6:47 AM

Bottom Line:

“The Supreme Court has ruled that in areas of human behavior that are not delegated to the Congress in the Constitution, and that have been traditionally regulated by the states, the Congress can’t simply move in there,” Napolitano says. “And the states for 230 years have had near exclusive regulation over the delivery of healthcare. The states license hospitals. The states license medications. The states license healthcare providers whether they’re doctors, nurses, or pharmacists. The feds have had nothing to do with it.”
http://newsmax.com/Headline/Andrew-Napolitano-barack-obama/2010/03/26/id/354008
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Judge Napolitano is the youngest life-tenured Superior Court judge in the history of the State of New Jersey. While on the bench from 1987-95, he tried over 150 jury trials, and sat in all parts of the Superior Court — Criminal, Civil, Equity and Family. For 11 years, he served as an adjunct professor at Seton Hall Law School, where he taught constitutional law and jurisprudence. He is the author of Constitutional Chaos, What Happens When the Government Breaks Its Own Laws,
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Please ask your selves:
Why was competition across state lines NOT included [which would cover pre-existing condition and not drop those sick or injured] to lower cost?
Why no tort reform to lower cost?
Why no big pharma reform to lower cost?
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This UNCONSTITUTIONAL Health Care law does very little to lower cost and ALL our insurance premiums are going to double by 2018.
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The long term damage, if this not repealed or declared Unconstitutional, will be on the backs of our children and grandchildren.
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Do the math people and stop following like sheeple!

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